7 Key Steps Every Student Should Consider When Buying Their First Car
Buying your first car as a student is a major moment, which can bring plenty of excitement into your life. Moving from home to university means that you will now need a better form of transportation. However, there are many new responsibilities that you will encounter along the way, and this means you will need to be well prepared. It is important to strike the perfect balance between comfort, style, and reliability to ensure the best results. Although it may be easy to get distracted by looks and gadgetry at first, you should focus on learning the basics instead. Today we will cover some key steps you can follow when buying your first car.
Learn To Drive
First and foremost, if you haven’t already, you will need to apply for your first provisional driving licence. Without it, you will not have access to lessons to learn how to drive. At first, it may be beneficial to get a friend or family member to show you the ropes before you start official lessons. This can be at an empty car park, where you can learn safely and gain the confidence you need. Then you may want to explore different packages and courses, which fit within your budget and requirements. Once this is sorted out, you will be able to start looking for a new car.
Consider Car Finance
There are many ways to finance this purchase depending on your personal preference, budget, and credit history. As a student, you may not have had the chance to develop a substantial credit history, making things slightly more complicated. However, you can request the help of ChooseMyCar, who is a leading credit broker. They can help you find the best car from a reputable dealership with the most affordable finance option for you. Moreover, an expert will work with you to ensure the process is as quick and smooth as possible. This can help you secure bad credit car finance and make the best decision for your new car.
Stay Within Your Budget
Buying your first car means that you will need to be realistic when it comes to your budget. To better understand what you can afford, it is important to evaluate your monthly budget and make adjustments, if needed. You will need to consider the cost of fuel, insurance, taxes and other expenses and add-ons you may want to purchase. It is important to keep your finances in check and stick to your personal budget plans. This will ensure you have a range of cars in mind when doing your research and help you factor in other costs as well.
Ensure Highest Levels of Safety
Safety is a key consideration when choosing your first car, as you will want to be protected in case of an accident. This is why it is crucial to consider different car features and ensure your new car is secure. For example, some useful features you may want to look out for include anti-lock braking systems, auto-emergency braking, and electronic stability control. Also, it may be helpful to research Euro NCAP safety ratings, as they can be a reliable guide. You can then compare various models of a similar age based on their star ratings and determine their safety.
Conduct Proper Research
There are some important facts you will need to learn, if you want to choose the best car. For example, it may be worth checking the car’s MOT history, age, service record, and mileage. To measure its reliability, you may want to find out the number of previous owners it has had, as well as enquire about modifications and repair works. You will also need to be aware of any functions or features, which are not in full working order. In addition, reading car reviews may give you an idea of common problems to expect.
Once you have conducted research on all key points, it may be a good idea to take the car for a test drive. To start with, you should adjust the seat to ensure a comfortable driving position where controls are within reach, and you have a clear view in all directions. Next, you will need to check that dashboards, such as warning lights and the sound system, are working properly. Remember to test drive the car on streets that you usually use to help you make the most informed decision. Although test drives aren’t always necessary if buying from a reliable or reputable dealer as the cars are covered with warranty.
Obtain Car Insurance
It is likely that car insurance will be costly for new drivers, and because of this, you should do enough research and get prepared. Although this aspect may be worrisome for many people, there are some ways you can cut costs depending on your circumstances. Even if car insurance seems expensive, it is still worth getting quotes from different companies that vary in price. You may also want to research different levels of cover to help you make insurance more affordable. Another option may be to add another experienced driver, such as a parent or an older sibling, to your policy.
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